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How to Prepare for a Natural Disaster
Natural disasters can strike at any moment, leaving behind serious damage to homes and vehicles. Whether it’s a wildfire, earthquake, or severe storm, knowing how to prepare for a natural disaster can turn a potentially devastating situation into a more manageable one. Mercury Insurance is committed to helping you protect what matters most. Our Catastrophe Insurance Center provides essential resources and natural disaster tips to help you stay safe and recover quickly.
One of the most important preparation steps is understanding your coverage. Homeowners and car insurance policies can cover a range of insurance perils resulting from natural disasters, such as fire, wind, and hail. Knowing what’s included in your policy ensures you're not left exposed when catastrophe strikes. Mercury offers comprehensive support and guidance to help you handle these situations and get back on your feet as soon as possible.
Wildfires
Knowing how to prepare for a wildfire is more important than ever, as recent events like the Maui wildfires and Australia’s catastrophic fire seasons have shown just how immensely destructive these events can be. In fact, according to the National Interagency Fire Center, 56,580 wildfires were reported in the U.S. in 2023, consuming nearly 2.7 million acres nationwide.
Mercury is here to help you prepare and recover from wildfire damage. We offer several resources exploring facts about wildfires, safety tips, and personalized guidance on securing your property. Stay informed and be proactive so you can minimize risks and ensure a faster recovery if a wildfire strikes.
Earthquakes
Earthquakes are sudden and unpredictable. While major earthquakes don’t occur as frequently as other disasters like hurricanes, they can cause catastrophic damage.
While standard homeowners insurance policies don’t typically cover earthquake damage, Mercury can help you explore options for additional coverage that will protect your home and personal belongings when the ground starts to shake. We also provide many articles to help you learn more about insurance for earthquakes, how to prepare for an earthquake, and more.
Hurricanes & Tornadoes
Hurricanes and tornadoes are two of nature’s most destructive forces, capable of causing billions of dollars in damage and putting lives at risk. In late June and early July 2024, Hurricane Beryl made landfall in the U.S., and the estimate of total damage and economic losses is projected to be $28 to $32 billion, according to AccuWeather. As for tornadoes, 2024 is shaping up to be the most active tornado season since 2017, with hundreds of tornadoes already recorded across the central and southern states.
Given the unpredictability and destructive potential of these events, you need to know how to prepare for hurricanes and tornadoes. Mercury offers valuable resources and guidance, including safety tips for hurricanes and tornadoes, to help you safeguard your property and keep your family prepared to act quickly when disaster strikes.
Preparing for Other Weather Related-Disasters
Whether it’s heavy rain and flooding during a storm or freezing winter weather, a few simple steps can help protect your home, car, and family. At Mercury Insurance, we’re here to help you feel ready for whatever comes your way with informative articles and resources on how to winterize your car, how to prepare for El Niño, and more.
Mercury Insurance is Here to Help
At Mercury, we understand how stressful and overwhelming natural disasters can be. That’s why we’re here to support you every step of the way, from preparing for extreme weather events to recovering afterward. Whether you're safeguarding your home and vehicle or need to file a claim after a disaster, our goal is to make the process as smooth and stress-free as possible. Trust Mercury to help protect what matters most, no matter the weather.
Report a Claim
File a claim online 24/7 or call the claims hotline at (800) 503-3724.